Have you ever been involved in a no-fault car accident, unsure of what steps to take next? Esure Road Traffic Accidents can be traumatic, leaving you stressed and wondering what to do next. They often cause panic, leaving you with hundreds of questions to ponder. Even if you’re safe, the extent of vehicle damages and the process of making a successful claim can weigh heavily on your mind.
Following a, Esure Road Traffic Accident there are several steps that you can take to prove your innocence and maximise the chances of making a successful claim. In this blog post, we will discuss the steps to take after a car accident to ensure your peace of mind and deal with the challenging situation.
What to do after a no-fault car accident?
The foremost thing you need to do after a no-fault car accident is to avoid panicking and stay calm. It will help ensure your safety and the well-being of the other passengers. Let’s discuss the essential steps you must take after the esure road traffic accidents to protect your rights and maximise the value of your claim.
1. Stop your car and move to a safe location
Don’t flee from the accident scene, as it could result in severe consequences. Instead, find a safe place away from the traffic and stop your car. Turn on your vehicle’s hazard lights so that other drivers can see that your car is stopped or in distress.
2. Report the accident
Immediately call the police and report the accident within 24 hours. No matter who is at fault, reporting the accident to the police is crucial. The police report serves as vital evidence to support your claim.
3. Call emergency services
Once you’ve parked your vehicle away from the traffic, call emergency services for quick recovery of your car from the accident scene and arrange repairs for your damaged vehicle.
4. Assess injuries
Check yourself and the passengers involved in the accident for any severe or minor injuries. If you or any of the passengers have sustained any major or minor injuries, without wasting any time, seek medical help from a qualified professional and get your injuries treated. Also, keep a record of the medical treatment and expenses incurred.
5. Take photos of the accident area
In this era of advanced technology, taking photographs of the accident scene is no longer a complex task. After ensuring your well-being, take photos of the accident area from various angles. Also, take close-up shots of the vehicles involved and the damages.
If possible, capture the video of the entire area and collect evidence of skid marks, debris or any other visible damage. It will help determine the extent of damage to your vehicle or other vehicles involved in the accident and also be crucial evidence to strengthen your claim.
6. Contact eyewitnesses
In order to prove your innocence and know the exact circumstances behind the accident, get in touch with the eyewitnesses who saw the esure road traffic accident taking place. Furthermore, get their contact information, including name, contact number and address to reach out to them later and record their statements to ensure you don’t miss out on anything.
7. Exchange information
Exchange information with all the parties involved in the accident after reporting the car accident to the police. This information must include names, phone numbers, addresses, licence numbers, licence plate numbers, and insurance information. If there are passengers involved, collect their information as well. Also, abstain from admitting your fault or expressing regret at the accident scene.
8. Maintain detailed record
Keep a well-maintained record of all expenses incurred due to the car accident, including details of the medical treatment, receipts of vehicle repairs, replacement vehicle costs, loss of earnings or any other charges incurred by you.
9. Don’t accept early settlement offers
Avoid accepting an early settlement offer from the insurance company. These companies may pressurise you for an early settlement without providing fair compensation for your damages and losses. The best way is to talk to an experienced no-fault claim expert and get professional advice to enhance your claim value.
10. Stay away from social media
Refrain from posting anything about your injuries or the car crash on your social media handles. Discussing the accident on social media for sharing photographs or details may impact the legal proceedings. Anything you share online, even in private communication, can be used against you by the other party’s solicitor. Therefore, you must avoid using social media until your claim gets settled to protect your legal rights.
11. Don’t talk with the other party’s insurer or solicitor
Avoid talking with the other party’s insurer or solicitor, as they may try to force you to say things to use against you. Instead, find an experienced solicitor and let them deal with the insurance companies on your behalf.
12. Contact a no-fault claim specialist
Once you’ve decided to pursue a claim against the at-fault party to recover your losses and damages, you must contact an experienced no-fault claim solicitor in the UK who can help you know your options and guide you throughout your claim process.
While car accidents are unexpected and distressing, being aware of the steps to take after being involved in an esure road traffic accident can boost confidence and reduce stress. By following these steps after a car accident, you can deal with the consequences of esure road traffic accidents efficiently and safeguard your interests.